Category Archives: Protect Your Assets

Umbrella Insurance             A personal umbrella policy adds additional coverage to your homeowner’s and auto liability insurance policy.  The umbrella policy is available to pay for the remainder (or at least part) of a claim that exceeds limits on either your auto or homeowner’s policy.              For example, your homeowner’s policy might provide a $100,000…

UM?  UIM?  Why?             You listen to your insurance agent.  You follow your insurance agent’s recommendation.  You have adequate base automobile coverage as recommended.  Part of that coverage is uninsured motorist and underinsured motorist coverage.  But what is that?             Your teenage daughter is involved in a car accident on her way to school.  She…